I really don't know.
My father's still terminally ill, but pushing shit up hill as best he can, taking care of my grandfather who's 94 and alzheimers well and truly set in, but incredibly physically healthy for his age and will probably out live us all, and his autistic older brother/my uncle, who burns through all disposable income they have trying to fund his.....burgeoning porn empire with his late 90s style website that no-one in their right mind would ever subscribe to. Once my Dad dies from this, that is a multitude of shit on the other side of the world I am in no way capable of dealing with.
My mother had a stroke recently, leaving behind a severely underinsured business, a series of hidden bank accounts no-one can reach, and a property portfolio that was The Big Short-esque in being over-leveraged. Not a single cent in principle paid off any mortgages, all valued well less than the mortgage taken out on each. Hadn't really spoken to her in recent months, but figured I'd try to help out remaining family with insurance claims and any other business admin I can lend some expertise to. This has lead to remaining family putting a caveat on my home as it's the only one with any real value, and the one trip to the hospital being screamed at in front of my 18 month old daughter that I was responsible for her having the stroke, as I didn't visit her enough. Cool. Not interested, you guys do you.
Looked at selling our place before the market gets really bad. It's not really worth it. Either from a value perspective, or the constant need to keep the place spotless enough for 10 minutes to show someone through it before 18 mth old destroys everything. On the other hand, barely treading water from a debt perspective, and a 3.5 hr round trip to work is just not sustainable anymore. Guess it goes on the backburner until the market improves, or we have no other choice. Super worried for my MIL who went guarantor for us despite all logic saying bad investment.
Slowly being performance managed out at work. I'm garbage/dangerously under-qualified at what I do, but have been for 3 years, and escaped scrutiny until I complained about working from home access being revoked for parents in the team. Now, a weekly humiliating work review, and 10 weeks to go on a performance improvement plan that I have no chance of meeting, and as much as I want to portray my boss as an evil asshole, it's very much a "here's 12 weeks to find a new job" scenario. Have spent most of my weekends doing extra work for essentially no progress, so this is the first one that I've thrown in the towel and decided to spend it with family. Job hunt is pretty ordinary - nothing really has gone my way - a lot of positions I've interviewed well only for an internal promotion to occur, or the money hasn't been something I've been in a position to accept. On the other hand, lot of self destructive behavior. Walked out of one interview after the interviewer made a homophobic slur that I thought was the final red flag. In hindsight, I would have got that job and it would have paid well. Principles are a luxury. 4 second round interviews hoping to hear back from this week, but nothing that really inspires behind the idea that I live to fight another day - bad location, bad money, not what I want to be doing, or all of the above.
It's not that I want to kill myself or feel depressed enough to need to do it, but from a rational perspective I can't see how it's not the best option for everyone else if things don't improve. I'm insured for 7 figures, I've met my self-harm exclusion period, that's money that can put my grandfather in a home, pay off a mortgage, allow my wife to work less and spend time with our daughter, and probably an appropriate consequence for some really poor decisions and failures to provide properly, pride cometh before a fall and all that.
As it stands, 10 weeks left at this current role before they fire me, 4 weeks termination money, about another 2 weeks worth of wages worth of stock options I can cash in once I'm no longer an employee, and then a tax return of about 2 weeks too. That takes me to mid-August before things become dire. If I can't find a job to provide for my family in that period of time, I probably don't deserve to stick around realistically.